Longevity services

Our specialist team of longevity services consultants has an unrivalled depth of knowledge and experience in analysing and modelling mortality. Our longevity services analyse life expectancy risks which underpin the advice we provide to the holders, buyers and sellers of longevity risk.

We deliver clear and pragmatic advice based on robust longevity analysis commensurate with the end-purpose and the strengths and limitations of the available data.

For advice on best estimates of current mortality, our longevity consultants combine the results of experience analysis with estimates derived from consideration of the socio-economic, geographic and lifestyle profiling of the specific portfolio, whilst also taking account of other relevant studies and wider populations.

Our longevity consultants also have considerable knowledge and experience in analysing past mortality change and modelling future mortality improvements using formal mathematical models and more subjective approaches, informed by expert opinion.
 

Our specific mortality and longevity risk expertise

Ongoing clients include the Continuous Mortality Investigation (CMI). The CMI has been a major client for over 30 years and our role includes data collection and analyses for the CMI life office and SAPS investigations, and supporting the development of the CMI Mortality Projections Model.

Much of our mortality and longevity risk analysis is project-based and our team of longevity consultants undertake assignments for insurance companies, reinsurance companies, investment banks, international governmental organisations and pension schemes.

Areas of longevity expertise include:

• Constructing mortality tables
• Mortality projections and stochastic longevity modelling
• Impaired lives mortality
• Old age mortality