We have analysed defined benefit (DB) cash equivalent transfer values (CETVs) over the twelve months to 30 June 2023.


Q2 2023 was the third lowest quarter for transfer value activity, only beating two previous sector impacted by extraordinary market volitility - Q2 2020 (the first pandemic lockdown) and Q4 2022 (the 'mini-budget').

Taken overall, our analysis suggests that over the past four years there has been a 20% fall in the number of transfer quotations issued and a 50% fall in the number of transfer values paid.

"Looking ahead, all IFA firms will need to consider how the upcoming Consumer Duty requirements from 31 July 2023 will impact how they provide DB transfer advice, which may result in some significant changes to their advice process"
Mark Tinsley Senior consulting actuary, Barnett Waddingham
For more information, download our briefing note today.
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Transfer value experience - Q2 2023  
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Get your analysis of DB cash equivalent transfer values (CETVs) over the twelve months to 30 June 2023. 

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