What is Phased Withdrawal and how will it help Scottish independent schools who are considering their pension options?


In January 2023 the Scottish Government published its long awaited response to the consultation on Phased Withdrawal from the Scottish Teachers’ Pension Scheme 2015 (STPS).

At a high level, Phased Withdrawal allows an independent school to retain STPS for existing teaching staff, but to provide alternative pension arrangements for new teaching hires. The consultation response indicates that regulations will be introduced by summer 2023 at the latest, therefore suggesting Phased Withdrawal will be available for independent schools from September 2023.

In this briefing note we explore what the Phased Withdrawal option might mean for Scottish independent schools, noting that there will be further detail to digest on this option in due course.

Read our briefing note for more details.

A woman in a colorful shirt assists two schoolchildren in a classroom. The children are engaged, with one girl smiling as they discuss the "Scottish Teachers’ Pension Scheme 2015" document.

Download the briefing

What is Phased Withdrawal, how can it be used and what are the key considerations you need to take into account?
 

Download now

Stay up to date

Get the latest independent commentary and exclusive insights from a range of experts at the forefront of pensions, investment, risk and insurance – tailored to your preference.

Subscribe today