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Insurer valuation of equity release mortgages
Will recently proposed regulatory changes in respect of equity release mortgages affect the solvency of insurers?
A long-running dispute between the insurance industry and the Prudential Regulation Authority (PRA) is nearing its conclusion. The outcome could significantly impact the solvency of some annuity companies.
"The PRA is challenging the way many insurers allow for the risks inherent in these assets for solvency purposes and has proposed minimum assumptions that need to be used."
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